Ocean Financial Services is a U.S. Securities and Exchange Commission (SEC) registered broker-dealer member of the Financial Industry Regulatory Authority (FINRA) and the Securities Protection Investor Corporation (SIPC).  OFS unique broker-dealer identifying number or CRD number is 164289.  You may use this number to search for important information about OFS, including business, disciplinary history, fees and charges and potential conflict of interests by visiting www.investor.gov.  There you will also find our latest Relationship Summary. Ocean Financial Advisors (OFA) is a State of Florida registered investment advisor. None of the SEC, FINRA, State of Florida or SIPC have endorsed this website or the services and products provided by OFS or OFA. Securities products and brokerage services are provided by OFS, and investment advisory services are provided by OFA. OFS and OFA are affiliated by common ownership and may maintain mutually associated personnel.  

OFS clears on a fully disclosed basis through AXOS clearing and Pershing, LLC.  In regards to Pershing, LLC, OFS clears through it via a tri-party agreement OFS has entered with Insigneo Securities.  Insigneo Securities is an unaffiliated broker dealer.

OFS will make all efforts to only recommend and/or solicit investments that are in your best interest.  Please be aware that the investment views or strategies described herein may not be suitable for all investors and are subject to investment risks. Investors may get back less than they invested, and past performance is not a reliable indicator of future results. Asset allocation does not guarantee a profit or protect against loss. Nothing in the website should be relied upon in isolation for the purpose of making an investment decision. You are urged to consider carefully whether the services, products, asset classes (e.g.: equities, fixed income, alternative investments, commodities, etc.) or strategies discussed are consistent and in your best interest based on your needs and objectives. You must also consider the objectives, risks, charges and expenses associated with an investment service, product or strategy prior to making an investment decision.Please note that all investments in securities involve risk, and there is no guarantee that a particular investment recommended by OFS will result in profits (or avoid losses). Please note that specific products may have individual costs, risks and characteristics.  As a result, while we will explain all costs and fees associated with a specific investment, please ensure that you read all relevant material and understand the risk characteristics, fees and costs associated with implementing the given recommendations.

Equities and equity mutual funds are subject to the risk of rising and falling stock prices and have tended to be more volatile than mutual funds that invest in fixed income securities. Mutual funds concentrated in an economic sector or geographical region will also be more volatile; so, too, are mutual funds concentrated in non-U.S. investments versus U.S.-based investments. Offshore mutual funds are subject to the same market risks as onshore mutual funds, such as general economic conditions and company and industry prospects. However, offshore mutual funds may be subjected to higher degree of loss due to political, economic, legal, regulatory, and operational uncertainties, differing accounting and financial reporting standards, limited availability of information, currency conversion and pricing factors affecting investment in the securities of foreign businesses or governments. Bond mutual funds fluctuate in value with changes in interest rates, and lower-rated bonds involve higher credit risk and may be speculative investments. Trading in Exchange Traded Funds (ETFs) involves risks including the potential for losses. Leveraged and Inverse ETFs are also risky and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies.

International investing involves a greater degree of risk and increased volatility. Changes in currency exchange rates and differences in accounting and taxation policies outside your country can increase or diminish returns. Overseas markets may not be as politically and economically stable.

Certain products and services may not be available to investors residing in certain jurisdictions or states of the United States and a conflict of interest exists where OFS receives compensation regardless of the profit or loss in the account. When this situation arises, we will notify you prior to you making an investment decision.

Past performance is no guarantee of current or future results. Investment products may be subject to investment risks involving, but not limited to, possible loss of all or part of the principal invested. It is important to note the investment products discussed herein are subject to, among other things, availability, change in price, market conditions, interest rate, liquidity and credit risk. Market values can fluctuate daily due to economic and other events such as natural disasters, health crises, terrorism, conflicts and social unrest that affect markets, economies, countries, companies or governments.

The investment products offered exclusively by Ocean Financial Services, LLC are not insured by the FDIC, not a deposit or other obligation of, or guaranteed by the bank and are subject to investment risk, including the possible loss of the principal amount invested.

Content on this website may also include forward-looking statements and all statements other than statements of historical fact are to be considered forward-looking and subjective including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should” and “expect”.  Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can provide no assurance that such expectations will prove to be correct.  Many factors including changing market conditions and global political and economic events could cause actual outcomes, results or performance to differ materially from those discussed in such forward-looking statements.  OFS or any of its affiliates shall not be responsible for the consequences of reliance upon any opinion or statements contained herein, and expressly disclaims any liability, including incidental or consequential damages, arising from any errors, omissions or misuse.