Miami Office:
78NW 42nd Ave., Suite 400
Miami, FL 33126
305-461-6951

Brickell Office:
1000 Brickell Ave., Suite 1200
Miami, FL 33131
305-461-6951

ofs@oceanfinancial.com

Ocean Financial | Home

A future to plan

A life to enjoy

A boat on tje sea

A future to plan

A life to enjoy

We deliver personalized financial journeys inspired by you.

Initiating a financial relationship with us is an exploration beyond numbers. We first seek to understand your values and priorities for your financial future. We help you construct a plan that aligns with your investment objectives, time horizon and risk tolerance.

For seasoned investors, we incorporate your experience, insights and ideas to keep you on the right path or assist you in heading in a new direction, always with your vision top of mind.

Investment Services.

Investment services offer a holistic approach to managing your wealth and achieving your ambitions.

Investment Advice¹

Investment Advice¹

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Investment Planning

Investment Planning

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Disciplined Approach

Disciplined Approach

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Retirement Planning

Retirement Planning

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Brokerage Services.

Brokerage services provide access to global financial markets through the buying and selling of securities that align with your investment strategy.

Equities

Stocks offer the potential for long-term capital appreciation, allowing your investment to grow as the value of the company you invest in increases over time.

Fixed Income

Bonds provide stable and predictable interest income with regular payments, which may offer capital preservation at lower risk compared to equities or other potentially volatile investments.

Mutual Funds

Mutual funds offer opportunities for investment diversification with professional management to align with risk tolerance and match or exceed selected benchmarks.

Annuities

Annuities provide a steady stream of income for a specified period, often for life, safeguarding savings and enhancing financial security.

Structured Products

Structured products offer returns that are linked to the performance of a specific index or a collection of securities.

Credit Solutions.²

Leverage the value of your eligible securities portfolio holdings as collateral for credit facilities, providing the opportunity to access liquidity without selling assets.

 

What makes us different.

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How we started.

Our story began in 2011, when Ocean Financial Services, LLC was established as a full-service broker-dealer with a focused mission: to service the investment needs of Ocean Bank clients with seamless access to investment vehicles designed to protect and enhance wealth, delivered with the same trust and assurance experienced with Ocean Bank.

Since that time, we have created Ocean Financial Advisors, LLC to offer investment advisory services that expand our offerings and the depth of solutions we provide to our clients. Today, Ocean Financial Services, LLC and Ocean Financial Advisors, LLC are wholly owned subsidiaries of Ocean Bank, Florida’s largest independent, state-chartered commercial bank.

 

 

1Investment Advice:

Securities and brokerage products are offered through Ocean Financial Services, LLC (OFS), while investment advisory services are provided by Ocean Financial Advisors, LLC (OFA). There are important differences between these services, the fees and costs charged for each, and potential limitations we may have to service your account.  To learn more about these please visit www.investor.gov and/or visit https://brokercheck.finra.org/firm/summary/164289 to read our Relationship Summary.  Also, please visit, https://adviserinfo.sec.gov/firm/summary/291950 to learn important information regarding OFA. Not all of OFS Financial Consultants are authorized or qualified to provide investment advice.  This important limitation means that your Financial Consultant will only be able to offer you securities brokerage services and not advisory services, which in certain instances may be more beneficial for you.  Please visit www.investor.gov where you can research the qualifications of your Financial Consultant. OFS Financial Consultants are required to only solicit and provide recommendations that are in the client’s best interest.  We have controls in place to monitor for compliance with best interest standards.

 

2Credit Solutions:

Credit solutions vary and have limitations depending on your intended use of funds.  Certain credit solutions may be provided through our clearing firms (e.g.: Margin Accounts) or through our parent company Ocean Bank. All credit solutions will be impacted by the securities you hold and their respective loan-to-value ratio. Also, bear in mind that if we offer and you choose a credit solution through Ocean Bank we have a conflict of interest as our Financial Consultants are compensated for loans booked through Ocean Bank. Despite this conflict, Financial Consultants will only recommend products when they conclude they are in your best interest.  Credit Solutions, such as Margin Accounts, carry specific risks that you should be aware of.  Please click here  for more information. 

 

 

 

Let’s talk about your financial plan.

Let's connect in-person or virtually. 



 

 

 

Ocean Financial Services, LLC is a registered broker-dealer and a member of FINRA and SIPC.

Ocean Financial Advisors, LLC is a registered investment advisor with the State of Florida.

 

Securities offered through Ocean Financial Services, LLC and not Ocean Bank. Ocean Financial Services, LLC is a registered broker dealer. The investment products offered exclusively by Ocean Financial Services, LLC are not insured by the FDIC, not a deposit or other obligation of, or guaranteed by the bank and are subject to investment risk, including the possible loss of the principal amount invested.